Cash Rules - Financial Podcast
92 episodes - English - Latest episode: over 3 years ago - ★★★★ - 1 ratingFinancial literacy is arguably one of the most important skills to have when it comes to the safety and security of yourself and those you love. Nevertheless, the average Canadian lacks the knowledge they need to make informed, competent financial decisions. How can we close the gap in our knowledge of finances? Meet Paul Popo-Ola, a Finance and Economics Graduate (HBA) and a financial planner (CFP, PFP) for a major Canadian bank. Paul helps Canadians just like you understand the ins and outs of personal and professional finances including TFSAs and RRSPs. Paul and his expert guests make the confusing, dizzying world of finances digestible for the average consumer; YOU.
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Episodes
Tuning Out The Headlines, Stay Invested
September 16, 2020 10:00 - 19 minutes - 13.2 MBMarkets can sometimes be turbulent in the short term making it difficult to focus on a long term financial plan. Paul goes over the importance of staying invested and gives tips on how to tune out the headlines.
What is an RESP
September 09, 2020 10:00 - 23 minutes - 16.4 MBThe cost of post-secondary education is not getting any cheaper. Learn how you can get free money from the government towards your child, your nephew, niece, grandchild, godchild's education.
Diversification
September 02, 2020 10:00 - 22 minutes - 15.6 MBJust like with a sports team you don't want to have only one really good player on a bad team or no team at all. The same goes with your investment portfolio. Paul explains why diversification is so important for your portfolio and how it can save you money in the long run. This episode is dedicated to a great human being, an inspiration to many, and a hero to an entire generation Mr. Chadwick Boseman
What is a Stock Split?
August 26, 2020 10:00 - 23 minutes - 16.3 MBCompanies like Apple and Tesla have announced that they will be doing a stock spilt. What is a stock split and what are the pros and cons for the company and for the shareholder?
Overview of Economics Pt. 3
August 19, 2020 10:00 - 21 minutes - 14.9 MBPart 3 of of our introduction to economics. Paul, a Certified Financial Planner, will explain in simple terms how micro and macro economics effect the financial markets. You will learn how certain factors determine the health of the economy and understand how to predict the direction of the markets with leading indicators that influence investment decision making.
Overview of Economics Pt. 2
August 12, 2020 10:00 - 18 minutes - 12.5 MBPart 2 of of our introduction to economics. Paul, a Certified Financial Planner, will explain in simple terms how micro and macro economics effect the financial markets. You will learn how certain factors determine the health of the economy and understand how to predict the direction of the markets with leading indicators that influence investment decision making.
Overview of Economics Pt. 1
August 05, 2020 10:00 - 19 minutes - 13.6 MBThis episode provides an introduction to economics. Paul, a Certified Financial Planner, will explain in simple terms how micro and macro economics effect the financial markets. You will learn how certain factors determine the health of the economy and understand how to predict the direction of the markets with leading indicators that influence investment decision making.
Generational Gap in Investing
July 29, 2020 10:00 - 21 minutes - 14.6 MBEach generation of Canadians grows up under a unique set of circumstances. This can shape the views on host of topics including investing. This podcast will explain that every generation has its own unique experiences to overcome, however, there's one constant way to properly invest during these different times frames.
Hidden Cost of Sitting on The Sidelines
July 22, 2020 10:00 - 18 minutes - 12.4 MBInvestors often associate risk with volatility. Holding cash my give you a sense of comfort but what is the true cost of sitting on the sidelines?
How to Recover Investment Losses
July 15, 2020 10:00 - 22 minutes - 15.7 MBDo you know how much you need to earn to recover your investment losses? Listen to Paul, a Certified Financial Planner, explain how to figure out the percentage needed to get back to even on your investment losses. It's not as straightforward as you may think.
Mixed Signals: The Stock Market Vs The Economy
July 08, 2020 10:00 - 20 minutes - 14.4 MBThis episode Paul a Certified Financial Planner with a major financial institution, explains the seeming contradiction between the stock market confidence and the current economic backdrop.
Investment Advice from Warren Buffett
July 01, 2020 11:00 - 23 minutes - 16.1 MBMcGill University and RBC have collaborated to put together personal financial essential modules. From budgeting to borrowing, to real estate and beyond. On this episode, Paul a Certified Financial Planner, discusses: What kind of investor are you? Are you analytical and disciplined or do you make emotional investment decisions? This segment explores the role of human behavior in investing. And some valuable investment advice from Warren Buffett To take the full course, google search "...
Investment Mistakes to Avoid!
June 24, 2020 10:00 - 28 minutes - 19.5 MBMcGill University and RBC have collaborated to put together personal financial essential modules. From budgeting to borrowing, to real estate and beyond. On this episode, Paul a Certified Financial Planner, discusses: What kind of investor are you? Are you analytical and disciplined or do you make emotional investment decisions? This segment explores the role of human behavior in investing. To take the full course, google search "McGill Personal Finance Essentials." Tags:
Real Estate - Rent or Buy?
June 17, 2020 10:00 - 23 minutes - 16.1 MBMcGill University and RBC have collaborated to put together personal financial essential modules. From budgeting to borrowing, to real estate and beyond. On this episode, Paul a Certified Financial Planner, will explore features of the real estate market, considerations in making a rent vs. buy decision and important factors in real estate investing. To take the full course, google search "McGill Personal Finance Essentials."
The Realities of Real Estate
June 10, 2020 10:00 - 24 minutes - 16.6 MBMcGill University and RBC have collaborated to put together personal financial essential modules. From budgeting to borrowing, to real estate and beyond. On this episode, Paul a Certified Financial Planner, will explore features of the real estate market, considerations in making a rent vs. buy decision and important factors in real estate investing. To take the full course, google search "McGill Personal Finance Essentials."
The Art of Investing - Pt 4
June 03, 2020 10:00 - 24 minutes - 16.9 MBMcGill University and RBC have collaborated to put together personal financial essential modules. From budgeting to borrowing, to real estate and beyond. On this episode, Paul a Certified Financial Planner, will take you through the fourth of our four-part series, this segment introduces the impact of tax on your investments and addresses how you can optimize your after-tax investment returns. To take the full course, google search "McGill Personal Finance Essentials."
The Art of Investing - Part 4
June 03, 2020 10:00 - 24 minutes - 16.9 MBMcGill University and RBC have collaborated to put together personal financial essential modules. From budgeting to borrowing, to real estate and beyond. On this episode, Paul a Certified Financial Planner, will take you through the fourth of our four-part series, this segment introduces the impact of tax on your investments and addresses how you can optimize your after-tax investment returns. To take the full course, google search "McGill Personal Finance Essentials."
The Art of Investing 2
May 27, 2020 01:00 - 19 minutes - 13.6 MBMcGill University and RBC have collaborated to put together personal financial essential modules. From budgeting to borrowing, to real estate and beyond. On this episode, Paul a Certified Financial Planner, will take you through the second of our two-part series, this segment introduces the impact of tax on your investments and addresses how you can optimize your after-tax investment returns. To take the full course, google search "McGill Personal Finance Essentials."
The Art of Investing - Pt 3
May 27, 2020 01:00 - 19 minutes - 13.6 MBMcGill University and RBC have collaborated to put together personal financial essential modules. From budgeting to borrowing, to real estate and beyond. On this episode, Paul a Certified Financial Planner, will take you through the third of our four-part series, this segment introduces the impact of tax on your investments and addresses how you can optimize your after-tax investment returns. To take the full course, google search "McGill Personal Finance Essentials."
The Art of Investing - Part 3
May 27, 2020 01:00 - 19 minutes - 13.6 MBMcGill University and RBC have collaborated to put together personal financial essential modules. From budgeting to borrowing, to real estate and beyond. On this episode, Paul a Certified Financial Planner, will take you through the third of our four-part series, this segment introduces the impact of tax on your investments and addresses how you can optimize your after-tax investment returns. To take the full course, google search "McGill Personal Finance Essentials."
The Art of Investing - Part 2
May 20, 2020 10:00 - 25 minutes - 17.6 MBMcGill University and RBC have collaborated to put together personal financial essential modules. From budgeting to borrowing, to real estate and beyond. On this episode, Paul a Certified Financial Planner, take you through the second of a four-part series, this module covers your investment choices from stocks to bonds, mutual funds to GICs and takes you through some core investing strategies. To take the full course, google search "McGill Personal Finance Essentials."
The Art of Investing - Pt 2
May 20, 2020 10:00 - 25 minutes - 17.6 MBMcGill University and RBC have collaborated to put together personal financial essential modules. From budgeting to borrowing, to real estate and beyond. On this episode, Paul a Certified Financial Planner, take you through the second of a four-part series, this module covers your investment choices from stocks to bonds, mutual funds to GICs and takes you through some core investing strategies. To take the full course, google search "McGill Personal Finance Essentials."
The Art of Investing - Part 1
May 13, 2020 11:00 - 20 minutes - 14.1 MBMcGill University and RBC have collaborated to put together personal financial essential modules. From budgeting to borrowing, to real estate and beyond. On this episode, Paul a Certified Financial Planner, take you through the first of a four-part series, this module covers your investment choices from stocks to bonds, mutual funds to GICs and takes you through some core investing strategies. To take the full course, google search "McGill Personal Finance Essentials."
Financial Literacy Module 4 - The Art of Investing 1
May 13, 2020 11:00 - 20 minutes - 14.1 MBMcGill University and RBC have collaborated to put together personal financial essential modules. From budgeting to borrowing, to real estate and beyond. On this episode, Paul a Certified Financial Planner, take you through the first of a two-part series, this module covers your investment choices from stocks to bonds, mutual funds to GICs and takes you through some core investing strategies. To take the full course, google search "McGill Personal Finance Essentials."
The Art of Investing - Pt 1
May 13, 2020 11:00 - 20 minutes - 14.1 MBMcGill University and RBC have collaborated to put together personal financial essential modules. From budgeting to borrowing, to real estate and beyond. On this episode, Paul a Certified Financial Planner, take you through the first of a four-part series, this module covers your investment choices from stocks to bonds, mutual funds to GICs and takes you through some core investing strategies. To take the full course, google search "McGill Personal Finance Essentials."
Strategic Budget Building
May 06, 2020 10:00 - 23 minutes - 16.1 MBMcGill University and RBC have collaborated to put together personal financial essential modules. From budgeting to borrowing, to real estate and beyond. On this episode, Paul a Certified Financial Planner, take you through another module and explains why a budget is an important tool when it comes to reaching your financial goals, and gives tips to make budgeting simple, painless and effective. To take the full course, google search "McGill Personal Finance Essentials."
Financial Literacy Module 3 - Strategic Budget Building
May 06, 2020 10:00 - 23 minutes - 16.1 MBMcGill University and RBC have collaborated to put together personal financial essential modules. From budgeting to borrowing, to real estate and beyond. On this episode, Paul a Certified Financial Planner, take you through another module and explains why a budget is an important tool when it comes to reaching your financial goals, and gives tips to make budgeting simple, painless and effective. To take the full course, google search "McGill Personal Finance Essentials."
Financial Literacy Module 2 - Growing Your Money (Investing)
April 29, 2020 10:00 - 22 minutes - 15.5 MBMcGill University and RBC have collaborated to put together personal financial essential modules. From budgeting to borrowing, to real estate and beyond. On this episode, Paul a Certified Financial Planner, take you through the second module on Time Value of Money. Discover the importance of the time value of money and learn concepts such as compounding and discounting and the role they play in managing and growing your money. To take the full course, google search "McGill Personal Financ...
Growing Your Money (Investing)
April 29, 2020 10:00 - 22 minutes - 15.5 MBMcGill University and RBC have collaborated to put together personal financial essential modules. From budgeting to borrowing, to real estate and beyond. On this episode, Paul a Certified Financial Planner, take you through the second module on Time Value of Money. Discover the importance of the time value of money and learn concepts such as compounding and discounting and the role they play in managing and growing your money. To take the full course, google search "McGill Personal Financ...
Debt Management - Part 2
April 22, 2020 10:00 - 31 minutes - 21.5 MBMcGill University and RBC have collaborated to put together personal financial essential modules. From budgeting to borrowing, to real estate and beyond. On this episode, Paul and Kris, two Certified Financial Planners, take you through the first module on Debt Management. To take the full course, google search "McGill Personal Finance Essentials." To take the full course, google search "McGill Personal Finance Essentials."
Debt Management - Pt 2
April 22, 2020 10:00 - 31 minutes - 21.5 MBMcGill University and RBC have collaborated to put together personal financial essential modules. From budgeting to borrowing, to real estate and beyond. On this episode, Paul and Kris, two Certified Financial Planners, take you through the first module on Debt Management. To take the full course, google search "McGill Personal Finance Essentials." To take the full course, google search "McGill Personal Finance Essentials."
Financial Literacy Module 1 - Part 2 (Debt Management)
April 22, 2020 10:00 - 31 minutes - 21.5 MBMcGill University and RBC have collaborated to put together personal financial essential modules. From budgeting to borrowing, to real estate and beyond. On this episode, Paul and Kris, two Certified Financial Planners, take you through the first module on Debt Management. To take the full course, google search "McGill Personal Finance Essentials." To take the full course, google search "McGill Personal Finance Essentials."
COVID-19 Fraud
April 15, 2020 10:00 - 20 minutes - 14 MBAs COVID-19 continues to spread globally, fraudsters want to profit from consumers' fears, uncertainties and misinformation. Fraudsters are exploiting the crisis to facilitate fraud and cyber crime. On this episode, Paul goes over the most common COVID Frauds and how to avoid them. Trusted resources and advice (from CRA website) Refer to Government of Canada COVID-19 health, financial and security resources Refer to Financial Consumer Agency of Canada COVID-19 information Reference the ...
How to avoid COVID-19 Fraud
April 15, 2020 10:00 - 20 minutes - 14 MBAs COVID-19 continues to spread globally, fraudsters want to profit from consumers' fears, uncertainties and misinformation. Fraudsters are exploiting the crisis to facilitate fraud and cyber crime. On this episode, Paul goes over the most common COVID Frauds and how to avoid them. Trusted resources and advice (from CRA website) Refer to Government of Canada COVID-19 health, financial and security resources Refer to Financial Consumer Agency of Canada COVID-19 information Reference the ...
How CERB can get you $2,000 a month!
April 08, 2020 10:00 - 27 minutes - 19.2 MBOn this Episode, Paul, A Certified Financial Planner and Frank, a Commercial Account Manager, discuss the new government initiative to help employees. The Canada Emergency Response Benefit is part of Canada's COVID-19 Economic Response Plan, which has been established to help Canadians who have had their employment impacted by COVID-19. Listen closely, as they explain how to qualify for $2,000 a month!
Financial Literacy Module 1 - Part 1 (Debt Management)
April 01, 2020 10:00 - 18 minutes - 12.5 MBMcGill University and RBC have collaborated to put together personal financial essential modules. From budgeting to borrowing, to real estate and beyond. On this episode, Paul and Kris, two Certified Financial Planners, take you through the first module on Debt Management. To take the full course, google search "McGill Personal Finance Essentials."
Debt Management - Pt 1
April 01, 2020 10:00 - 18 minutes - 12.5 MBMcGill University and RBC have collaborated to put together personal financial essential modules. From budgeting to borrowing, to real estate and beyond. On this episode, Paul and Kris, two Certified Financial Planners, take you through the first module on Debt Management. To take the full course, google search "McGill Personal Finance Essentials."
Debt Management - Part 1
April 01, 2020 10:00 - 18 minutes - 12.5 MBMcGill University and RBC have collaborated to put together personal financial essential modules. From budgeting to borrowing, to real estate and beyond. On this episode, Paul and Kris, two Certified Financial Planners, take you through the first module on Debt Management. To take the full course, google search "McGill Personal Finance Essentials."
Financial Literacy Module 1 - Part 1
April 01, 2020 10:00 - 18 minutes - 12.5 MBMcGill University and RBC have collaborated to put together personal financial essential modules. From budgeting to borrowing, to real estate and beyond. On this episode, Paul and Kris, two Certified Financial Planners, take you through the first module on Debt Management. To take the full course, google search "McGill Personal Finance Essentials."
Is My Money Safe at The Bank?
March 25, 2020 10:00 - 22 minutes - 15.8 MBOn this episode, Paul explains why you should know about The Canada Deposit Insurance Corporation (CDIC) as well as The Canadian Investor Protection Fund (CIPF). He discusses why these two corporations help keep your money safe at your bank. In addition, he invites Frank Marino a Commercial Account Manager at a major financial institution to reviews some of the benefits of Canada's COVID-19 Economic Response.
COVID Part 2- What to do in a volatile market?
March 18, 2020 10:00 - 26 minutes - 18.2 MBOn this Episode, Paul, a Certified Financial Planner, discusses what prudent investors do during market volatility. He also gives strategies to people sitting in cash, who want to start investing, but are unsure of how, during these uncertain times.
COVID-19 Emergency Episode (Coronavirus)
March 11, 2020 10:00 - 25 minutes - 17.8 MBOn this Episode, Paul, a Certified Financial Planner at a major financial institution explains how Covid-19 is effecting the global markets. Paul reveals the principals to staying the course and maintaining perspective through all type of markets turmoil.
What is an RRSP Loan?
March 04, 2020 11:00 - 22 minutes - 15.4 MBOn this episode, Kris Read, a Certified Financial Planner with a Major Financial Institution, and I explain the benefits of an RRSP loan.
Mutual Funds Vs ETFs
February 26, 2020 11:00 - 17 minutes - 12.1 MBOn this episode, Kris Read, a Certified Financial Planner with a Major Financial Institution, explain how you can start investing for your future. We break down how mutual funds work and how they compare against ETFs and other passive investment options.
What is The Stock Market?
February 19, 2020 11:00 - 16 minutes - 11.1 MBOn this episode, Kris Read, a Certified Financial Planner with RBC, explain what the stock market is. We also explain how different investments like stocks and bonds work.
The 8th Wonder of the World (Compound Interest)
February 12, 2020 11:00 - 10 minutes - 7.12 MBOn this episode, Kris Read, a Certified Financial Planner with RBC, continue our conversation on what Albert Einstein dubbed, 'The 8th Wonder of the World'. Compounding can be an extraordinary thing if used correctly. On our last episode, we focused on the negative side of compounding, which was the adverse effects of inflation. On this episode, we explain how to beat inflation, and ensure the money you earn, continues to grow, and outpace inflation!
Ep. 23 - The 8th Wonder of the World (Compound Interest)
February 12, 2020 11:00 - 10 minutes - 7.12 MBOn this episode, Kris Read, a Certified Financial Planner with RBC, continue our conversation on what Albert Einstein dubbed, 'The 8th Wonder of the World'. Compounding can be an extraordinary thing if used correctly. On our last episode, we focused on the negative side of compounding, which was the adverse effects of inflation. On this episode, we explain how to beat inflation, and ensure the money you earn, continues to grow, and outpace inflation!
Ep. 22 - What is Inflation?
February 05, 2020 11:00 - 18 minutes - 12.5 MBOn this episode, Kris Read, a Certified Financial Planner with RBC, takes us through a journey, explaining what Albert Einstein dubbed, 'The 8th Wonder of the World'. Compounding can be an extraordinary thing if used in the right way. It can also be a detrimental if neglected. We focus on the negative side of compounding, illustrating the adverse effects of inflation. We explain what inflation is, and how it deteriorates the value of your money, each and every day.
Ep. 22 - The 8th Wonder of the World (Compound Interest) Part 1
February 05, 2020 11:00 - 18 minutes - 12.5 MBOn this episode, Kris Read, a Certified Financial Planner with RBC, takes us through a journey, explaining what Albert Einstein dubbed, 'The 8th Wonder of the World'. Compounding can be an extraordinary thing if used in the right way. It can also be a detrimental if neglected. We focus on the negative side of compounding, illustrating the adverse effects of inflation. We explain what inflation is, and how it deteriorates the value of your money, each and every day.
What is Inflation?
February 05, 2020 11:00 - 18 minutes - 12.5 MBOn this episode, Kris Read, a Certified Financial Planner with RBC, takes us through a journey, explaining what Albert Einstein dubbed, 'The 8th Wonder of the World'. Compounding can be an extraordinary thing if used in the right way. It can also be a detrimental if neglected. We focus on the negative side of compounding, illustrating the adverse effects of inflation. We explain what inflation is, and how it deteriorates the value of your money, each and every day.