As we are now nearly 2 months into 2014 many of us reflect to take stock of how we are faring in our New Year’s Resolutions. Are we still on course? Are we better or worse off than we were in December?Many of us tend to lose focus quickly in the new year. The gym start to get back to their normal levels of activity. The resolution to get up early falls by the wayside and we spend more time with our pillow. Likewise the desire to be financially fit may slip away as well. I want to help you stay the course with by giving you 4 reasons not to be an average American.