Stephen recently participated in a gruelling three-day trek in the Arctic Circle with 15 other volunteers, in aid of the Celtic Foundation charity.

Stephen tells me about the challenge, with the team facing temperatures of minus 25 degrees, while walking 30 km in one day and pulling their equipment…

You’l hear about Stephen becoming separated from the group and panic starting to set in…

And we talk about the importance of looking out for those who need it, whether it’s big or small.

And as always, there's plenty more.

www.dontfretaboutdebt.net/blethered/

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