Many in the financial services sector would prefer that independent advisor Magnus Heystek had never been born. The former financial editor and founder of Brenthurst Wealth enjoys ruffling powerful feathers, using facts to puncture the facade created by billions spent on carefully crafted marketing campaigns. He's at it again this week, warning that the Springbok Rugby World Cup euphoria - which he fully participated in - should not distract the national attention away from serious financial challenges that loom ever larger. Not exactly the most liked canary in SA's economic coal mine. But surely one of its most valuable. - Alec Hogg