096 – Interview: Paying for Long-Term Care: 2019 Updates
Better Health While Aging
English - August 08, 2019 15:30 - ★★★★★ - 109 ratingsMedicine Health & Fitness Science Homepage Download Apple Podcasts Google Podcasts Overcast Castro Pocket Casts RSS feed
Dr. K talks with Howard Gleckman, a family caregiving and long-term care insurance expert. They discuss long-term care insurance, family caregiving, the struggles many older adults and families face in paying for late-life care, and much more. They also discuss Washington State’s new public long-term care plan and other developments that might make services available to more people.
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In This Episode:
Dr. K talks with Howard Gleckman, senior fellow at the Urban Institute and an expert on how policy and tax issues affect older adults and their long-term care. He is also the author of Caring for Our Parents: Inspiring Stories of Families Seeking New Solutions to America’s Most Urgent Health Crisis. They discuss:
What is “long-term care” and who usually ends up paying for it
Why so many older adults end up needing some form of long-term care
That it’s Medicaid, not Medicare, that sometimes covers long-term care needs for older adults
What “triggers” need to occur for long- term care insurance policies to kick-in
Currently available options to pay for long-term care and “ongoing living assistance”
Why insurers have had difficulty offering affordable long-term care insurance
What happened to the federal long-term care program the CLASS act
How Washington State’s new public long-term care insurance plan is set up, and why it won’t help today’s older adults
The new Medicare rules that might enable Medicare Advantage plans to offer the “non-medical” services that can help older adults age in place
What are the benefits of Medicare Advantage care plans
What politicians are saying about this, and why we don’t hear more about long-term care issues
Related episodes:
059 – Interview: Long-Term Care Insurance & Financing Late-Life Care Needs
074 – Interview: How the Village Model Supports Aging in Place & Community
017- Interview: Paying for Long-Term Care & Other Family Caregiving Challenges
Related Resources:
It’s Official: Washington will be the First State with Public Long-Term Care Insurance
What a Medicare Advantage Personal Services Benefit Looks Like
How Can You Help Older Adults Age at Home? Ask What They Need, Then Help Them
Community Living Assistance Services & Supports (CLASS) Act
A Consensus Framework for Long-Term Care Financing Reform
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