Behavior Gap Radio artwork

Behavior Gap Radio

669 episodes - English - Latest episode: about 20 hours ago - ★★★★★ - 65 ratings

Greetings...Carl here.

This podcast is super simple, it's me wandering through the world noticing things about how to align my use of capital (time and money) with what is actually important to me.

--Carl

Society & Culture
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Episodes

1070 | Everything Becomes Easier

May 29, 2024 07:07 - 5 minutes - 4.79 MB

1069 | People Who Pay

May 28, 2024 12:59 - 38 seconds - 589 KB

1068 | It's About Fear

May 24, 2024 12:11 - 5 minutes - 4.68 MB

1067 | Is Anyone Listening?

May 23, 2024 07:00 - 4 minutes - 6.78 MB

1066 | The Step You Don’t Want to Take

May 22, 2024 12:50 - 3 minutes - 4.3 MB

1066 | The Step You Don't Want To Take

May 22, 2024 12:50 - 3 minutes - 4.3 MB

1065 | Telling Our Money Stories

May 21, 2024 07:00 - 3 minutes - 4.83 MB

1064 | Extreme Delayed Gratification

May 20, 2024 07:00 - 7 minutes - 10.4 MB

1063 | Fear Based Financial Planning

May 17, 2024 07:00 - 3 minutes - 5.34 MB

1062 | Buying High Selling Low

May 16, 2024 07:00 - 7 minutes - 10.4 MB

1061 | So I Missed a Few Days

May 15, 2024 13:09 - 3 minutes - 3.31 MB

1061 | So I Missed A Few Days

May 15, 2024 13:09 - 3 minutes - 3.31 MB

1060 | Where's The Scale?

May 09, 2024 07:00 - 14 minutes - 20.5 MB

In this episode of Behavior Gap Radio, Carl dives into the concept of confirmation bias, illustrating its insidious nature through personal stories. He recounts his own experiences, from avoiding the scale on days after poor eating choices to misinterpreting dates for a wilderness first responder course, to demonstrate how this cognitive bias leads us to ignore evidence that contradicts our beliefs. Carl explains how confirmation bias protects our ego by reinforcing our existing vie...

1059 | What Process Are You Using?

May 08, 2024 07:00 - 4 minutes - 5.48 MB

Today, Carl talks about the importance of sound decision-making processes, particularly in high-stakes environments like the mountains and financial markets. He explores the often-overlooked rigor needed in decision-making and the concept of "non-event feedback," where bad decisions can lead to seemingly good outcomes by sheer luck. Carl highlights the necessity of understanding the environment in which decisions are made to ensure that processes are aligned with the risks involved....

1058 | Wrongness Shows Up

May 07, 2024 07:00 - 7 minutes - 9.95 MB

Carl reflects on the immediate consequences of his last-minute, intense approach to tasks. After missing the start of a long-anticipated wilderness first responder course due to a critical scheduling oversight, Carl shares the humbling experience and its lessons. He recounts how his ingrained work habits and cognitive biases led to this error, prompting a reassessment of his productivity methods. Tune in to hear Carl’s candid exploration of the downsides of procrastination and the i...

1057 | Investing Attention With Intensity

May 06, 2024 07:00 - 7 minutes - 6.93 MB

Today, on Behavior Gap Radio, Carl explores the unconventional but highly effective way he manages his professional tasks and continuing education requirements. By leveraging the power of intense, focused work sessions followed by ample downtime, Carl discovers that cramming and crushing tasks right before deadlines might be more suited to his productivity style than a traditional, steady workflow. He reflects on the benefits and potential pitfalls of this approach. Want more from ...

1056 | Your Net Worth is Showing

May 03, 2024 07:00 - 5 minutes - 4.71 MB

Imagine if everyone you encountered had a visible net worth sign above their heads, updated hourly. In this hypothetical exploration, Carl challenges listeners to consider how their perceptions and behaviors would change based on this transparency. Want more from Carl? Get the shortest, most impactful weekly email on the web! Sign up for the Weekly Letter from Certified Financial Planner™ and New York Times columnist Carl Richards here: https://behaviorgap.com/

1055 | Compensated Risk

May 02, 2024 07:00 - 4 minutes - 3.85 MB

Carl talks through the concept of compensated risk in finance and investing. With insightful clarity, Carl distinguishes between compensated and uncompensated risks, emphasizing the importance of optimizing investment strategies for reliable returns. Through relatable analogies and practical advice, Carl empowers listeners to navigate the complexities of investing by identifying and mitigating uncompensated risks. If you liked this episode, you'd LOVE Carl's Weekly Letter. Get the...

1054 | Opt Out

May 01, 2024 07:00 - 5 minutes - 4.94 MB

In this episode of Behavior Gap Radio, Carl challenges the societal pressure to conform to external expectations and the relentless pursuit of materialistic ideals. He explores the illusion of "keeping up" and the true sources of happiness and longevity, rooted in meaningful connections and experiences. Tune in to reflect on what truly matters and break free from the cycle of consumption-driven happiness! If you liked this episode, you'd LOVE Carl's Weekly Letter. Get the shortest,...

1053 | Woke up in Fear

April 30, 2024 07:13 - 3 minutes - 2.95 MB

Today, Carl talks about a moment when he woke up early in the morning feeling anxious and scared about money. He shares how he realized that, at that moment, everything was actually okay. Carl talks about how he used to worry a lot about the future and feel bad about things from the past, but now he's learning to find happiness in just being in the now. Listen to this episode as a reminder to enjoy the simple moments of life and be thankful for what you have right now. Want more fr...

1053 | Woke Up in Fear

April 30, 2024 07:13 - 3 minutes - 2.95 MB

1052 | Investing Attention

April 29, 2024 07:11 - 2 minutes - 2.56 MB

Come along with Carl as he thinks deeply about the words of Blaise Pascal from 1654: "All of humanity's problems stem from man's inability to sit quietly in a room alone." He ponders why people often feel lonely even when surrounded by others. Carl talks about how important it is to spend time alone, even when life gets busy. Using his own experiences and ideas from poet David Whyte, Carl talks about how sometimes being alone can feel scary or make us wish for company. He also share...

1051 | Counting Chickens

April 26, 2024 07:00 - 2 minutes - 2.11 MB

Today, on Behavior Gap Radio, Carl talks about the age-old advice of not counting chickens before they hatch. Carl shares his own experiences grappling with the line between potential and reality. He explores the fine balance between optimism and practicality, stressing the value of embracing uncertainty and avoiding premature celebrations. Want more from Carl? Get the shortest, most impactful weekly email on the web! Sign up for the Weekly Letter from Certified Financial Planner™...

1050 | The Gap is The Thing

April 25, 2024 07:00 - 6 minutes - 5.67 MB

1050 | The Gap Is The Thing

April 25, 2024 07:00 - 6 minutes - 5.67 MB

After a day of talks and walks in the mountains, Carl gets introspective. He dives into big questions about finding meaning and being creative, sparked by a chat with a singer-songwriter. Carl talks about the idea of "enough" versus always wanting more. With wisdom from philosophy and personal stories, Carl invites listeners to rethink the value of chasing goals by finding freedom in the journey itself!

1049 | What if They Said Yes?

April 24, 2024 13:20 - 2 minutes - 1.98 MB

Carl reflects on something important: What if they say yes? Carl shows how believing in a positive outcome can change everything! He urges listeners to think differently about their doubts and fears and to see the amazing opportunities that come from just asking.

1048 | No Problem

April 23, 2024 07:00 - 4 minutes - 4.27 MB

Today is another field note episode of Behavior Gap Radio! Carl shares insights from a recent challenging yet enriching experience in Zion National Park. As he confronts physical discomfort and mental projections during a long fast-pack trip, Carl explores the behavioral bias of recency bias. This is when the recent past is projected indefinitely into the future, often leading to unnecessary complications. Drawing from Eckhart Tolle's teachings in "The Power of Now," Carl encourages...

1047 | Profit Equals Permission...A Reminder

April 22, 2024 07:00 - 3 minutes - 4.3 MB

1047 | Profit Equals Permission… A Reminder

April 22, 2024 07:00 - 3 minutes - 4.3 MB

On this episode of Behavior Gap Radio, Carl dispels the misconception that passionately pursuing your craft and earning a living are incompatible pursuits. He talks through the significance of viewing profit as validation to continue making a meaningful impact in your work. With an emphasis on a service-oriented mindset, integrity, and sustainability, Carl urges listeners to embrace profit not as a taboo, but as a crucial tool for sustaining their dedication to excellence and servic...

1046 | Have A Hunch, Buy A Bunch

April 19, 2024 07:00 - 4 minutes - 4.34 MB

1046 | Have a Hunch, Buy a Bunch

April 19, 2024 07:00 - 4 minutes - 4.34 MB

Join Carl for a field episode of Behavior Gap Radio, recorded on the move in Austin, Texas! Today, Carl reflects on the profound impact of adopting a rational approach to investing, grounded in data and evidence rather than being swayed by financial myths and rumors. By exploring the intricacies of portfolio construction and emphasizing the significance of each investment piece serving a purpose within the larger framework, Carl encourages listeners to reconsider their investment st...

1045 | Obligation to Live Up

April 18, 2024 07:00 - 3 minutes - 5.19 MB

Carl grapples with a paradox that many of us face in today's world: the overwhelming exposure to tragedy and suffering versus the desire to live life to the fullest. Carl discusses the feeling of existential dread brought on by constant news consumption and offers a remedy: embracing life wholeheartedly. Carl draws inspiration from Mary Oliver's poignant question: "Tell me, what is it you plan to do with your one wild and precious life?" from her poem "The Summer Day." Tune in for a...

1044 | No to Business Class

April 17, 2024 07:00 - 5 minutes - 7.9 MB

Today, Carl explores the art of strategic decision-making and value alignment through two compelling stories. He shares how a smart public speaker transformed his business class travel perks into long-term investments, prioritizing financial stability over luxury. Then, Carl shares another story about how a simple parking choice paved the way for meaningful family dinners, highlighting the significance of aligning financial decisions with personal values. In this episode, Carl cover...

1043 | The Declined Invitations Folder

April 16, 2024 07:00 - 4 minutes - 5.68 MB

In this episode of Behavior Gap Radio, Carl shares a story about someone who mastered the art of politely turning down invitations that didn't match her priorities. She wasn't rude or dismissive; she simply knew what mattered most to her! Carl highlights her approach as a lesson in prioritization and focus. Saying no isn't about shutting people out. It's about saying yes to what truly matters! Want more from Carl? Get the shortest, most impactful weekly email on the web! Sign up f...

1042 | The Asymmetry of Yes

April 15, 2024 07:00 - 5 minutes - 5.38 MB

Today's field episode takes you on a journey of insight and reflection high in the Wasatch Mountains. Carl shares a revelation about the asymmetry between saying yes and saying no, coining the term "the yes propagation problem." He explores the cascading effects of saying yes and the precision of saying no, drawing parallels to snow avalanches to illustrate the concept's depth. Join Carl as he talks about the intricacies of decision-making and the power of understanding the implicat...

1041 | It’s in the World

April 12, 2024 10:54 - 5 minutes - 4.91 MB

In this episode of Behavior Gap Radio, Carl talks about the journey from idea to reality. From books to business ventures, Carl celebrates the transformative process of seeing a mere concept evolve into tangible existence. He encourages listeners to embrace their own creative endeavors, big or small, and revel in the joy of bringing ideas to life. Don’t wait around for creativity to come to you by accident. Be creative on purpose. Carl released a series of four episodes from Behavi...

1041 | It's In The World

April 12, 2024 10:54 - 5 minutes - 4.91 MB

1040 | Not Amenable to Hacks

April 11, 2024 08:00 - 2 minutes - 2.25 MB

Today's episode of Behavior Gap Radio takes you on a field adventure high in the Wasatch Mountains. Carl shares an insight: The ultimate shortcut lies in embracing activities resistant to hacks and shortcuts. Carl challenges listeners to invest in endeavors that demand dedication and perseverance over time, transcending the allure of quick fixes. Tune in to discover the power of committing to the long haul and finding fulfillment in the journey itself! Carl released a series of fiv...

1039 | A Life of Simple Calculation

April 10, 2024 07:43 - 4 minutes - 3.88 MB

Carl celebrates the incredible milestone of over 1.3 million downloads, highlighting the power of compounding in the podcast's success! Want more from Carl? Get the shortest, most impactful weekly email on the web! Sign up for the Weekly Letter from Certified Financial Planner™ and New York Times columnist Carl Richards here: https://behaviorgap.com/

1038 | What Makes You Come Alive

April 09, 2024 08:00 - 3 minutes - 2.94 MB

Today, Carl dives into a big question: What gets you really excited? He takes inspiration from a quote by Dr. Howard Thurman and talks about how cool it is to follow what truly lights you up in life. Instead of just doing what everyone else expects or what society says is important, Carl suggests we should chase after the stuff that makes us feel alive inside! Imagine a world full of people doing what they love—that's the world Carl is aiming for. Tune in for a fresh take on finding...

1037 | Micro Adventures of Wonder and Awe

April 08, 2024 08:07 - 4 minutes - 5.9 MB

In this episode, Carl shares a personal anecdote of a morning adventure. As he takes a journey on a familiar trail, he reflects on the abundance of micro adventures of awe and wonder awaiting just outside of our doorsteps. From sunrise vistas to simple moments of connection, Carl invites listeners to invest their time, energy, and attention in these small yet profound experiences. Savor the micro adventures of wonder and awe that surround you each day!

1037 | Micro Adventures of Wonder & Awe

April 08, 2024 08:07 - 4 minutes - 5.9 MB

1036 | Investing in Presence

April 05, 2024 08:02 - 6 minutes - 5.64 MB

Carl explores the profound impact of simply showing up for those we care about, especially in times of pain or struggle. Drawing from personal experiences, Carl emphasizes the invaluable investment of being there for others. He uses the mantra to "err on the side of presence" as a beacon of genuine connection and support in our relationships and communities.

1035 | The Disease of Certainty

April 04, 2024 07:02 - 3 minutes - 4.34 MB

In this episode of Behavior Gap Radio, Carl explores our desire for certainty in a world inherently filled with uncertainty. Drawing from Robert Green's book "Mastery," Carl discusses how the need for certainty is deemed the greatest disease of the mind. Carl challenges listeners to reconsider their relationship with certainty and embrace the complexities of life! Want more from Carl? Get the shortest, most impactful weekly email on the web! Sign up for the Weekly Letter from Certi...

1034 | Money As The Interface

April 03, 2024 07:01 - 4 minutes - 5.69 MB

Today, Carl explores the relationship between money and values within the context of wisdom traditions. Carl reflects on why money holds such fascination for him despite claiming not to care about it. He argues that money serves as the interface where our values are expressed and where much of our trauma resides. He emphasizes the importance of healing this interface both individually and collectively, recognizing that true healing requires a holistic approach that considers our int...

1033 | The Upside of Uncertainty

April 02, 2024 08:00 - 5 minutes - 4.95 MB

Embracing uncertainty has a profound impact on our lives! In a world where certainty is often sought after, Carl argues that uncertainty is not only inevitable but also holds immense value. He talks about how uncertainty brings about surprise and plot twists and ultimately shapes the most significant moments of our lives.  Want more from Carl? Get the shortest, most impactful weekly email on the web! Sign up for the Weekly Letter from Certified Financial Planner™ and New York Times...

1032 | Error Correction System

April 01, 2024 08:00 - 7 minutes - 6.47 MB

Carl talks about the interplay between our use of capital—which he defines as time, money, energy, and attention—and what truly matters to us. He navigates the complexities of self-awareness and the pursuit of authenticity in our daily lives. Want more from Carl? Get the shortest, most impactful weekly email on the web! Sign up for the Weekly Letter from Certified Financial Planner™ and New York Times columnist Carl Richards here: https://behaviorgap.com/

1031 | Your Old Car

March 29, 2024 08:00 - 4 minutes - 4.58 MB

In this episode of Behavior Gap radio, Carl shares a story about the complexities of social status and self-perception. He prompts listeners to explore their honest emotions in moments of perceived judgment and comparison. Want more from Carl? Get the shortest, most impactful weekly email on the web! Sign up for the Weekly Letter from Certified Financial Planner™ and New York Times columnist Carl Richards here: https://behaviorgap.com/

1030 | What Does It Mean to Provide?

March 28, 2024 08:00 - 5 minutes - 5.28 MB

On this episode of Behavior Gap Radio, Carl talks through a road trip with his wife, Cori, where he posed the question: What does it truly mean to provide? He encourages listeners to ask themselves the same question! If you have an answer you'd like to share with Carl, email [email protected]

1030 | What Does It Mean To Provide?

March 28, 2024 08:00 - 5 minutes - 5.28 MB

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