1. Introduction

Brief overview of the current state of the payments industry
Explanation of why 2023 is shaping up to be a year of significant change in the payments landscape
Preview of the 6 payments trends that will be discussed in the article

2. Increased adoption of real-time payments

Explanation of what real-time payments is and how they differ from traditional payment methods
Discussion of the benefits of real-time payments for both consumers and businesses
Analysis of the factors driving the adoption of real-time payments in 2023

3. Growth of mobile payments

Explanation of how mobile payments work and the different technologies that enable them
Discussion of the increasing popularity of mobile payments among consumers
Analysis of the impact of mobile payments on the payments industry, including how they are changing the way businesses accept payments

4. Expansion of contactless payments

Explanation of contactless payments and how they are different from traditional card payments
Discussion of the benefits of contactless payments, including convenience and security
Analysis of the increasing use of contactless payments in various regions around the world, and what factors are driving this growth

5. Emergence of digital currencies

Explanation of digital currencies, including Bitcoin, Ethereum and Libra
Discussion of the use cases for digital currencies and how they differ from traditional fiat currencies
Analysis of the potential impact of digital currencies on the payments industry, including how they could change the way consumers and businesses make transactions

6. Adoption of open banking

Explanation of what open banking is and how it works
Discussion of the benefits of open banking for both consumers and businesses
Analysis of the factors driving the adoption of open banking in various regions around the world, and what the future of open banking might look like

7. Growth in e-commerce payments

Explanation of the different types of e-commerce payments, including online marketplaces, direct online retailers, and digital platforms
Discussion of the benefits of e-commerce payments for businesses and consumers
Analysis of the factors driving the growth of e-commerce payments in 2023 and beyond.
Conclusion and summarize the trends and potential future impact

8. Conclusion

Summary of the 6 payments trends discussed in the article
Discussion of the overall impact of these trends on the payments industry
Thoughts on what the future of payments might look like in 2023 and beyond.