Check out this Saturday's radio broadcast at 8:00AM on WILM 1450 (https://wilm.iheart.com/) in Wilmington, WDOV 1410 (https://wdov.iheart.com/) in Dover and live on iHeart Radio.

On this week's show, Ralph talks credit. Knowing the difference between a ‘soft’ and ‘hard’ search when applying for credit cards, how much credit to use and overall how to build a solid credit history can mean for a smoother financial future. 

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