Iona Bain is very well known in financial circles. She started the Young Money Blog in 2011, later creating the Young Money Agency, and regularly appears on TV and radio, and writes for places like The Financial Times. Her MO? To empower young people with financial knowledge.


The question is what DIDN'T we talk about - pensions, property, investing, cryptocurrencies, scams, piggy banks, social media, interior decor porn, payday loans and more.


I also asked Iona if she still gets asked to work for free (unfortunately, yes) and how she negotiates her fees (think of a number then double it). She had some amazing advice about how to stop under-selling yourself and how to become more confident about your value.


Iona's book - Spare Change: How to save money, budget and be happy with your finances


Blog - The female freelance fightback: How to raise your pay in 2020


I also asked Hayley Millhouse, head of adviser services at OpenMoney, for a few tips on pensions.


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