The Real Impacts of ESG on the Mortgage and Securities Market

In this episode of Actualizing Success, Actualize Consulting's Partner Matt Seu, Director John Pomaranski, and Capital Markets/Mortgage Expert Mark Hanson, discuss the importance of ESG (Environmental, Social, and Governance) in the mortgage and securities market. Our experts delve into the challenges and growth opportunities of implementing ESG principles in bond issuance, strategies and processes that increase affordability and sustainability in mortgage lending, and the importance of continued learning in defining ESG standards to measure social impact. Join us for an engaging conversation about the evolving landscape of ESG in the mortgage industry and the exciting progress in ESG development.

Listen to learn more about: 

Understanding ESG: legal aspects, different avenues, and relevance in the mortgage industry Challenges and opportunities of implementing ESG principles in bond issuance and valuation Impact of politics and privacy concerns, particularly in states with oil or gas-related economies Potential for new technologies and building processes to improve sustainability in the housing industry The crucial role of accurate data to avoid "greenwashing" and stakeholder collaboration in advancing ESG initiatives, including the MISMO community of practice and upcoming projects

About Matt Seu 

Matt is a Partner at Actualize Consulting, managing the Mortgage & Fixed Income practice. With three decades of experience in the mortgage industry, Matt is a wealth of information and a true thought leader committed to moving the industry forward through digital transformation and standardizing how the mortgage industry communicates. Before his time at Actualize, he served as a Vice President for Freddie Mac, focusing on large-scale business and technology change efforts. Matt is a two-time winner of MISMO's prestigious Outstanding Contribution Award and the 2023 Industry Titans Award.  Email: [email protected]  

About John Pomaranski: 

John is a Director at Actualize Consulting with over 19 years of experience. John’s expertise includes project management, business requirements, and UAT for accounting system implementations. He specializes in financial system implementations, mortgage loan accounting and communication, and software development life cycle standards. He is the Facilitator of MISMO’s ESG Community of Practice. Email: [email protected]  

About Mark Hanson: 

Mark spent over 37 years in the capital markets, primarily the mortgage-backed securities market. Over the last 12 years, Mark served as Senior Vice President of Securitization for Freddie Mac, where he led the development and implementation of the $4 trillion UMBS Single Security, joining the Freddie Mac and Fannie Mae MBS markets. Over the last 3 years Mark stood-up and advised Freddie Mac's Corporate Sustainability Office in addition to his securitization responsibilities. 

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Website: www.actualizeconsulting.com    

If you have any questions or comments, we’d love to hear from you. You can contact us at [email protected].