Michael Ly is the Founder and CEO of Reconciled—a virtual bookkeeping and accounting firm for busy business owners and entrepreneurs across the US. He is also a Co-Founder of PunchPay—a small micro-loan fintech startup that offers post-payment and micro-installment loans for small business expenses. In this episode, Michael shares with Stuart how his family escaped Cambodia as refugees and relied on entrepreneurship to survive the new world, his introduction to accounting, and the entrepreneurial spirit running throughout his family. 

Together they discuss:

Michael’s journey in accounting and entrepreneurship (1:20)The story of Michael’s parents (3:30)The experience of growing up in the US (5:00)Michael’s family’s entrepreneurial spirit (08:00)Skiing in Burlington, Vermont (10:00)The story of founding Reconciled (12:00)Growth management and the tech stack at Reconciled (14:30)The story of founding PunchPay (16:30)The niche of micro-businesses (19:00)The future of Reconciled and PunchPay (21:00)Growth strategy at Reconciled (22:00)