2nd Half Capital artwork

2nd Half Capital

17 episodes - English - Latest episode: about 2 years ago -

As a financial advisor and founder of 2nd Half Capital, Doug Bentle is dedicated to helping people thrive in retirement. Whether you're still working and getting close, or have already retired, Doug is focused on helping you structure a plan to withstand market turbulence and other unknowns so that you can still thrive.*Investment Advisory Services offered through Retirement Wealth Advisors, Inc. (RWA) an SEC Registered Investment Advisor. 2nd Half Capital and RWA are not affiliated. Investing involves risk including the potential loss of principal. No investment strategy can guarantee a profit or protect against loss in periods of declining values. Opinions expressed are subject to change without notice and are not intended as investment advice or to predict future performance. Past performance does not guarantee future results. Consult your financial professional before making any investment decision. This information is designed to provide general information on the subjects covered, it is not, however, intended to provide specific legal or tax advice and cannot be used to avoid tax penalties or to promote, market, or recommend any tax plan or arrangement. Please note that 2nd Half Capital and its affiliates do not give legal or tax advice. You are encouraged to consult your tax advisor or attorney. Annuity guarantees rely on the financial strength and claims-paying ability of the issuing insurer. Any references to protection benefits or lifetime income generally refer to fixed insurance products. They do not refer, in any way to securities or investment advisory products or services. Fixed Insurance and Annuity product guarantees are subject to the claims‐paying ability of the issuing company and are not offered by Retirement Wealth Advisors, Inc.

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Episodes

What You Need to Know About the Latest Market Correction

February 07, 2022 17:20 - 12 minutes - 8.83 MB

There’s an old Wall Street saying: “As goes January, so goes the year.” If there is truth to that saying, stock traders may be in for more volatility in 2022. On this week’s episode, Doug discusses if we should pay attention to seasonal trends such as this. He also addresses how comments by Fed Chair Jerome Powell and the headlines about Ukraine can impact our 401(k)’s and other investments, and how you can take more control over your personal economy.  See omnystudio.com/listener for privacy...

Despite Inflation & Market Volatility, Can I Retire Now?

January 26, 2022 17:17 - 13 minutes - 9.25 MB

As Americans, we’re dealing with the most rapid price increases in decades… and now we’re facing market volatility too. Doug shares his insight as to if the inflation surge will calm down sooner rather than later, or if it’s time to investigate adjusting our portfolios to prepare for what could be coming next. And you may be surprised to find out the top question his clients are calling to ask their advisor theses day.See omnystudio.com/listener for privacy information.

Should You Move to Lower Your Future Taxes

December 28, 2021 18:44 - 14 minutes - 9.75 MB

Taxes continue to be a point of contention, especially with people like Elon Musk making headlines by moving his home and business to a more tax friendly state... Where he's rumored to save $2.5 billion in capital gains taxes. Since the future of taxes are uncertain for the moment, Doug explains what actions you can take NOW to help reduce your future taxes in retirement without uprooting your entire life. Sometimes it’s Roth conversions, sometimes it’s just about speaking with a forward-thin...

Designing Your Own Great Resignation

December 14, 2021 18:08 - 17 minutes - 12.1 MB

The market has been doing well for more than a decade despite some volatility lately… And The Great Resignation is impacting the American economy in various ways. Doug discusses how some are resigning to retire, some are embracing the opportunity to continue working on their terms, while others are relaunching the 2nd half of their career! Today, baby boomers have more options than they imagined. All of this serves as a great reminder that we need more than just a healthy 401(k) for the futur...

Preparing Your 401(k) for Possible December Volatility

December 07, 2021 18:54 - 15 minutes - 11 MB

With gas and grocery prices still on the rise and the Fed starting to talk, investors are getting anxious. Doug explains why he feels Wall Street could become volatile through the end of 2021. Also, as the 'Great Resignation' gains momentum, he explains what to think about regarding your 401(k) and other retirement accounts when you leave a job. Find out why you need a financial plan that incorporates the unknowns of the economy… so that your personal economy doesn’t suffer during the next ma...

Being Thankful & Inflated Turkey

November 23, 2021 18:19 - 16 minutes - 11.1 MB

With Thanksgiving days away, Doug spends time this week talking about what he’s truly thankful for. We also discuss stuffing verses dressing and all the foods we can’t wait to enjoy Thursday! But make sure you save a place for inflation at your families table, because dinner is expected to cost up to 5% more this year. Doug illustrates how this could be a sign of what’s to come regarding interest rates, supply & demand and the bottom line of your portfolio in 2022.        See omnystudio.com/l...

“The Talk” Every Family Should Have

November 11, 2021 19:27 - 18 minutes - 12.6 MB

We all either remember being a kid and receiving “the talk” or having “the talk” with our kids. Birds and bees aside, there’s another uncomfortable conversation we should probably have with both our parents and children… The financial talk. Whether it’s about making sure mom and dad are taken care of, leaving a legacy to our children, or just wanting to make sure we enjoy our hard-earned money to the fullest, Doug explains why planning is key.See omnystudio.com/listener for privacy information.

The Inflation of Christmas & Retirement

November 05, 2021 21:44 - 13 minutes - 8.96 MB

Fake verses real Christmas Trees can be a heated debate, and if you’re in the market for a new faux tree… you’re going to pay a little more this year. Many are seeing supply shortages in some sectors are as bad as they were early in the pandemic. Doug explains how to plan for inflation throughout the course of your retirement and discusses if the inflation we’re currently experiencing is here to stay or temporary.See omnystudio.com/listener for privacy information.

The Positives & Negatives of Target Date Funds

October 26, 2021 20:28 - 12 minutes - 8.86 MB

After we reveal a common task that surprisingly makes us happy, we explore Americans quest for simplicity… Especially in the world of investing. Target date funds are more popular than ever, likely because it sounds very simple to target 401(k)’s and other accounts based on a retirement date. Doug simplifies what baby boomers should consider when it comes to having target date funds as part of their portfolio, especially when the market corrects.See omnystudio.com/listener for privacy informa...

Dealing with the Top Retirement Fears

October 19, 2021 20:52 - 10 minutes - 7.36 MB

We’re all enjoying the fall weather and Halloween is days away. Instead of a haunted house, many closing in on retirement feel more afraid of actually retiring and starting the 2nd Half of their life. Doug relays what this transition has been like for some of his clients, and what steps you can take today to be better prepared for this positive, yet sometimes scary, life adjustment.See omnystudio.com/listener for privacy information.

Should Boomers Buy the Dip?

October 12, 2021 14:51 - 12 minutes - 8.28 MB

Since it’s homecoming season, we reminisce about Doug enjoying his 41st high school reunion a few weeks ago. Then we dial in on what folks at your reunion, the water cooler at work or neighborhood might be buzzing about: “Did you get in on the latest stock market dip?”  We're seeing more volatility on wall street, and Doug explains what baby boomers should consider when trying to decide if they should “buy the dip” with their retirement money.See omnystudio.com/listener for privacy information.

Relationships- Marriage, Money & Your Advisor

September 23, 2021 15:48 - 9 minutes - 6.79 MB

Every marriage is different, and men and women often have diverse opinions about money throughout their relationship. On this episode, Doug describes how couples near and in retirement should realistically approach that planning and what to consider. Also, finding the right financial advisor can feel like finding the right spouse simply because you’re seeking a long-term relationship that benefits both of you. Listen to find out what type of advisor could be best for your family.See omnystudi...

Work Hazards Boomers Face

September 14, 2021 15:05 - 10 minutes - 7.5 MB

Despite how hot the job market is, baby boomers are facing a unique threat at work: They’re very qualified and have experience, but their company can often hire two younger workers for less and easily replace an experienced 50 plus employee. Doug explains how and why he helps people prepare their portfolio for this possibility, balanced with the goals, and needs of their family when it comes to retirement.See omnystudio.com/listener for privacy information.

What Uncle Sam Considers Wealthy

September 01, 2021 15:44 - 10 minutes - 6.96 MB

How much is considered too wealthy?  When you look at social security through the eyes of Uncle Sam, you might be surprised. Doug sheds insight about helping a middle-class couple facing a tax increase due to $44,000 of income. Every situation is different, but if you’re concerned that taxes are going to increase from today’s historic lows… listen to find out how this husband and wife are applying the benefits of the Tax Cuts and Jobs Act to their retirement while they still can. See omnystud...

The Blue-Collar Millionaire’s Retirement

August 09, 2021 19:25 - 12 minutes - 8.38 MB

Many American millionaires were never CEOs with a 6-figure salary. They’re hard-working people from various industries that simply focused on providing for their family and saving for the future. On this episode, Doug tells the story of a couple that did just that and highlights what they should consider while getting ready to retire. Plus, find out why leaving a 401(k) behind can hurt your outlook for retirement.  See omnystudio.com/listener for privacy information.

Rising Inflation Concerns

July 29, 2021 09:35 - 8 minutes - 6.1 MB

Consumer prices have risen the highest since 2008, and our wallets are all feeling it. Doug sheds light on the current inflation surge and if it’s transitory due to the pandemic. He also simplifies what to consider moving forward when it comes to your retirement accounts and keeping up with the real cost of living.See omnystudio.com/listener for privacy information.

Managing Market Volatility

July 22, 2021 21:32 - 10 minutes - 7.04 MB

The market is heating up this summer. Doug explains why having a holistic financial plan is vital for those in or near retirement. This is especially true considering the recent volatility on wall street and newer investments in the spotlight such as bitcoin and meme stocks. This episode will help you better understand balancing the top fears about investing: FOMO (fear of missing out) versus the fear of loss. See omnystudio.com/listener for privacy information.